Divorce attorneys charge $400/hour — we decode your settlement in 60 seconds

Your Settlement Offer — Decoded in 60 Seconds

Divorce attorneys charge $400/hour to tell you what our AI delivers instantly: what you're actually getting, what you're leaving on the table, and how to negotiate better.

Analyze my settlement — $149→

The average divorcing person leaves $40,000+ on the table by not understanding their settlement offer.

$40,000+
Average amount left on table without proper analysis
60 sec
Time to decode your full settlement offer
$400/hr
What a divorce attorney charges for the same analysis

Everything your attorney would take 3 billable hours to explain

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Net Worth Split Calculator

Net worth split calculated with transaction costs and taxes factored in — not just the headline number.

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Fair Market Value Verdict

"Fair market value" analysis — what a judge would likely award based on jurisdiction precedents and asset composition.

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Hidden Trap Detector

Hidden traps and unfavorable clauses flagged explicitly: QDRO issues, hold-harmless for joint debt, deferred comp not yet vested, and more.

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10-Year Financial Trajectory

Your 10-year financial trajectory if you sign vs. the alternative — so you can see exactly what you're accepting.

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Counter-Offer Generator

Specific negotiation counter-offer written for you — word for word, based on the gaps identified in your settlement.

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✓ Verified

They had me signing over my share of the 401k without a QDRO. The analysis flagged it immediately — saved me from a $40,000 tax bill and a 10% early withdrawal penalty.

D
Denise P.
Atlanta, GA
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✓ Verified

My spouse's attorney buried a "hold harmless" clause for a $28K joint debt. The decoder spotted it. I used the counter-offer template word for word and got it removed.

M
Marcus W.
Dallas, TX
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✓ Verified

Found out I was entitled to a portion of my ex's $95K deferred bonus. The 10-year projection showed exactly what I was walking away from. Worth every penny.

R
Rachel T.
Chicago, IL

One analysis. One payment. Save $1,200+ vs. three billable attorney hours.

Starter

$49

Net worth split and hidden-clause scan — essential first read of any settlement offer.

  • Net worth split calculated with taxes and costs
  • "Fair market value" verdict
  • Hidden traps and unfavorable clauses flagged

30-day money-back guarantee

MOST POPULAR

Full Decoder

$149

Complete settlement analysis with counter-offer template and 10-year financial trajectory. One payment — keep everything.

  • Net worth split calculated with taxes and costs
  • "Fair market value" verdict
  • Hidden traps and unfavorable clauses flagged
  • 10-year financial trajectory (sign vs. alternative)
  • QDRO and deferred-comp analysis
  • Counter-offer template written for you
  • Joint debt hold-harmless audit

30-day money-back guarantee

Frequently asked

Is this legal advice?

No. This is financial analysis and information to help you understand your settlement offer. For complex custody arrangements, business valuation disputes, or settlement amounts above $500K, retain a family law attorney. We tell you when that threshold is warranted.

What if my settlement includes a business or real estate?

The analysis handles most asset types: retirement accounts, real estate, business equity, deferred compensation, stock options, and RSUs. For businesses with no clear market price, we flag the valuation gap and recommend a certified business appraiser.

Is Divorce Financial Decoder worth $149?

Divorce attorneys charge $400–$600/hour. A thorough settlement review takes 2–3 hours. At $149, you get the same structured analysis instantly. The average hidden issue we surface is worth $15,000–$40,000 — this pays for itself on the first uncovered trap.

What if I don't get results?

If the analysis does not surface at least one clause, asset, or financial issue worth examining further, email us within 7 days for a full refund. The settlements we have analyzed always contain at least one financially significant item that was not fully transparent.